Jingoism

E-Banking

Easypaisa :: Mobile Account

by Jingoist on Feb.24, 2010, under E-Banking, life

Forget about carrying the paper money ; why bother about the plastic one either …. Your phone has replaced your wallet with EasyPaisa “Mobile account” service … :)

Following the phenomenal success of easypaisa and it services like Bill Payment and Money Transfer, Telenor has introduced another artground breaking service for its subscribers called “easypaisa Mobile Accounts”. Using “easypaisa Mobile Accounts” Telenor subscribers will now be able to pay bills, transfer money, check their balance and use many more services from their own mobile phones, anytime, anywhere.

This service will let you imagine

A wallet without money
and
A mobile full of money :)

You can find more details on easypaisa website

.

All the best easypaisa :)

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ATM Thefts

by Jingoist on Apr.02, 2009, under E-Banking, life

Till now everyone of us must have been the viewer of two unleashed videos of recent ATM Theft. I really felt so sad about the poor ones who actually got robbed this way. Specially the guy who literally fell on the floor due to the feeling of sheer helplessness.

It is fact that the number of transactions is increasing every day and such incidents can’t really stop people doing Transactions on the ATM. However the scary feeling would still be on top the of their head while using an ATM even if they just had to do a Account Balance Inquiry =D

Any how, being (proudly saying) the part of team who is literally running 80% of the E-Banking of Pakistan, I got the chance to visit a few ATM’s of different Banks. I would like to share some of the precautionary measures that should be kept in mind to save ourselves from incidents like what we have seen in the videos.

- Choose an ATM that is surrounded by acceptable crowd.
- Avoid doing transaction in late timings i.e. after 8
- If ATM is situated inside the room, it is permitted to lock that room from inside while doing the transaction. (This lock is usually at the top of glass door). So lock it when you know it can be dangerous.
- Avoid having high cash withdrawal limit per day (as it may cause you a bigger loss)
- Use your ATM/Debit Card as your wallet and avoid keeping huge amounts in your Account that is linked with your Card
- Never write your PIN Code any where (neither on your ATM Card nor on any Paper that resides in your wallet)
- And in the last in case your Card is lost/snatched call the Bank Call Centre to which that card belong, and BLOCK it right away.

That’s all I could add in your information. May Allah protect us from all such robbers and give the robbers ‘hidayat’ about this act, and last of all give courage and strength to our Police Officers to protect the citizens from these horrible incidents.

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Tour de Khartoum – I

by Jingoist on Aug.10, 2008, under Career, E-Banking, appreciate, life

This is the 5th Day of mine in Khartoum, and still I didn’t find any reason to hesitate in coming here. People living over here are almost like any other country having Arabic culture. Its just the matter of adjusting your self into it let your self enjoy. The Grand Holiday Villa Hote, that i am living in is really good but expensive as compare to the other goods being sold out in the market.

And the very sad thing is, even the internet that is available through wifi is paid. I have to buy an internet scratch card every day as the scratch card gets expired after 24 hrs from the first login. This is what we call 101 ways of earning money =P

Any how the deployment process is going perfectly okie. One of the Bank is completed successfully and the other one needs to have everything tested before I say its completed =). BSSS people are really good in gettings things done in an efficient manner since they have co-operated me to work in the week holidays and even consulted with the Bank Personnel to come in the off timings.

That’s all from my Tour De Khartoum – I. Let’s see what comes in the next volume of it! =) ciao~

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First OnE!

by admin on Aug.04, 2008, under Career, E-Banking

Finally the day has come when I am leaving for an International Deployment to Khartoum, Sudan. I don’t know whether I am excited or scared. Although I was very much excited about the international trip but some people have made me a bit more concious about the deseases of Africa. Even though its ruining the fun factor I had wished for but any how I am gonna get vaccinated before boarding the flight.

Deployement of EYE/EJ, first ever of mine in any part of this world… hehe!! Yup, I never even did in ma own country. I will be flying at 1315 to Sudan via connecting flight from Dubai. It will definitely be a different exposure of the outerworld to me. Different nations have different ethics and different customs to follow. Lets see what comes as the outcome =)

 I am looking forward to have it done successfully.

ciao~

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Moving ahead..

by Jingoist on Mar.07, 2008, under Career, E-Banking

With the passage of time, another product eventually doomed into my responsibilities. Now its not just ATM Monitoring and Call Center CRM but now its about the ATM Cam images and the Electronic Journal

I would prefer explaining all those products that I have mentioned above.

InSight – ATM Monitoring and MIS Reporting Tool

HDA – Help Desk Agent (Call Center Application)

EYE/EJ – ATM Eye and Electronic Journal

For sure, one can have the idea about the ATM Monitoring and Call Center Operations with the basic ideology of E-Banking Industry. But yes, EYE/EJ is definetly a term that arouse a questions in the mind,

May be, most of us would be aware of the fact that an ATM machine can take around 15 snaps during a simple Cash Withdrawl Transaction.e.g. Card Entered, Pin Entered, Cash Taken, etc. However it is configurable and kept in between the count of 3 to 6 at the appropriate moments.

The term Journal came from the very basic functionality of the registers/copies. Every Transaction either successful or unsucessful is written on the ATM journal. EJ is actually the Electronic Journal, that is the soft copy of the same journal being wrote by ATM.

 Both EYE/EJ work yet independently, but are linked to each other very precisely. Each of the image gets uploaded on the Server and available to view. Every other transaction has a match of image and its EJ entry on the Server that is used to identify suspect cases notified to banks every day or the other by the customers.

Till now I have been enjoying every aspect of my job. But yes, I am planning for big, lets see how it come to be :)

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